Wallet Usage Analytics is the authenticated operational console available in the Merchant Dashboard and Borrower Portal: unmasked agent fleet visibility, credit utilization trends, spending velocity, and configurable anomaly alerts.

​
Account credit overview

The summary cards track your account’s financial exposure in real time:

​
Fleet management & per-agent controls

Beneath the credit overview, manage your fleet through the sortable agent table:
  • Agent Name & ID: Friendly label and persistent identifier (agt_...).
  • Status: Real-time state (active or paused).
  • Limit Utilization: Current balance against credit_limit and 24-hour spend against daily_limit.
Click any row to drill into granular agent diagnostics:
  • Transaction Log: Filterable list of all orders settled by this specific agent.
  • Spend Controls: Update limits or modify labels (PATCH /api/v1/agents/{id}/nickname).
  • Emergency Freeze: Toggle immediate pause (POST /api/v1/agents/{id}/pause) to stop runaway spend.
Weekly Fleet Audit: Review your fleet weekly. Agents hovering near 100% daily utilization require limit increases to avoid payment declines; idle agents with 0% utilization should be paused to minimize attack surface.

​
Analytics charts & anomaly detection

Explore spending patterns across 7-day, 30-day, and 90-day time horizons:
  1. Credit Utilization Over Time: Long-term capacity trend lines help finance teams plan vault collateral expansion before hitting limits.
  2. Spending Velocity Heatmap: Visualizes payment volume by hour and day of week. Uncharacteristic spikes (e.g. high volume at 03:00 UTC for a regional business agent) indicate potential credential compromise.
  3. Transaction Size Distribution: Histograms of order amounts. Outlier transaction sizes flag anomalous agent behavior.
  4. Success vs. Failure Ratios: Categorizes declines by error code (INSUFFICIENT_CREDIT, AGENT_PAUSED, or RATE_LIMITED) for rapid operational troubleshooting.

​
Automated alerts

Configure alerts under Alerts → Thresholds to receive real-time notifications via email or webhook:

​
Bookkeeping & data exports

  • Fleet Summary (CSV): Export current agent metrics, status, and assigned limits.
  • Transaction Ledger (CSV): Itemized transaction records detailing order IDs, merchant addresses, USDC amounts, and network transaction hashes.
  • Borrower Portal Statements: Borrowers can export verified repayment receipts and reconciliation reports directly from the Borrower Portal.

​
Next steps

Operator Liability

Review operator responsibilities and compromise incident runbooks.

Borrower Portal

Manage agent spend controls, view balances, and execute wallet repayments.

Live Feed

Inspect public network transactions streaming in real time.